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Conquer Your Debt

Visa® Balance Transfer

With a Visa® Balance Transfer

Move a balance to our Classic Card and get 2.90% 3 balance transfer APR, good until December 31, 2025, on transfers made during the promo period, January 1 – June 30, 2025. After that, your APR will be a low 12.9% 3 (subject to change).

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Found Your Perfect Ride?

Auto Loans

Now It’s Time to Find the Perfect Loan

Our auto loans offer flexible terms, rates as low as 5.89% APR*, monthly payments that fit your budget, and personalized service.

Explore Loan Options + Apply Today
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Your Life. Your Loan.

Personal Loans

Own your life's expenses with a Personal Loan

With rates as low as 8.99% APR*, our personal loans are a fast, convenient, and affordable way to get the money you need quickly to use for whatever you want or need.

Learn More + Apply Today
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What makes us different
We’re different than a bank. We’re a full-service, digital-first credit union. And as a credit union, we’re member-owned and not-for-profit, which means fewer fees and more benefits for you. Our members have access to these perks every day, and after our quick application process, you could, too:
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Check Out Our Products & Services

At PSECU, we're proud to offer you services that help you with your unique financial needs. After all, it’s what we do best. Explore the ways you can grow your relationship with us.
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Savings Accounts

Every PSECU membership starts with a dividend-earning savings account requiring only $5 to establish and maintain.
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Checking Accounts

Access your money wherever, whenever via a free checking account with no minimum balance or monthly service fee.
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Auto Loans

With low auto loan rates, flexible terms, and fast approval, we make it easy to get the new or used ride you want.
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Credit Cards

Choose from cards offering low interest rates on purchases and cash advances or cash rewards with no earnings limits.
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Mortgages

Apply for prequalification (even if you’re not a PSECU member yet) to capitalize on competitive PA mortgage options.
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Personal Loans

Explore convenient and affordable ways to borrow money and get quick access to the cash you need, when you need it.
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Certificates

Whether you’re investing for the short or long term, we have a certificate to help you reach your financial goals.
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Individual Retirement Accounts (IRAs)

Plan for the future with retirement and education savings accounts and certificates federally insured up to $250,000.
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Home Equity

Get the cash you need now and the peace of mind you’ll want later with our home equity products.
Learn More

Savings Accounts

Every PSECU membership starts with a dividend-earning savings account requiring only $5 to establish and maintain.
Learn More

Checking Accounts

Access your money wherever, whenever via a free checking account with no minimum balance or monthly service fee.
Learn More

Auto Loans

With low auto loan rates, flexible terms, and fast approval, we make it easy to get the new or used ride you want.
Learn More

Credit Cards

Choose from cards offering low interest rates on purchases and cash advances or cash rewards with no earnings limits.
Learn More

Mortgages

Apply for prequalification (even if you’re not a PSECU member yet) to capitalize on competitive PA mortgage options.
Learn More

Personal Loans

Explore convenient and affordable ways to borrow money and get quick access to the cash you need, when you need it.
Learn More

Certificates

Whether you’re investing for the short or long term, we have a certificate to help you reach your financial goals.
Learn More

Individual Retirement Accounts (IRAs)

Plan for the future with retirement and education savings accounts and certificates federally insured up to $250,000.
Learn More

Home Equity

Get the cash you need now and the peace of mind you’ll want later with our home equity products.
Learn More
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Trusted banking
We’ve been helping members reach their financial goals since 1934.
Membership = Confidence
You work hard for your money. We work hard to help you take care of it. As a not-for-profit credit union, we work for our member-owners instead of corporate stockholders, and we’ve been doing so successfully for 85+ years. You can feel good about banking with us because we’re here for you for the long haul.
How We Serve Our Members
Membership = Guidance
Our money management tips, financial education program, and digital banking know-how allow you to bank confidently, knowing you’re making the best money decisions for you and your family.
View Resources
Membership = Perks
Gotchas like hidden fees aren’t our thing. Instead, we’re into gimmes like free checking and surcharge-free ATMs plus rebates 1 , as well as little extras you’ll put to good use – like a free credit score service 2 and discounts on TurboTax®, SimpliSafe™, and more.
View All Member Services
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Hear From Our Members
“At PSECU, I consistently feel able to control my funds. Cash is easily moved between accounts. Rates are fairly competitive compared to major bank institutions, and customer support is easily accessible.”
Lashawn C., PSECU Member
Browse Our Latest Resources
Article
Preventing Fraud is a Team Effort
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Article
Benefits of Banking with PSECU
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Article
Moving & Transferring Your Money with PSECU
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Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
Become a Member
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1 If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
2PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.
Need to talk to us directly?
800.237.7328
Routing #: 231381116
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